Saved us thousands of dollars
My husband lost his overtime time pay due to budget cuts and we couldn’t afford our bills. We thought it was temporary and had to start using credit cards to start keeping our monthly payments current. We talked to two attorneys who told us that our combined household income was too high and we wouldn’t pass the “means test” and would have to file a chapter 13 bankruptcy and set up a payment plan. After we talked to David Foyil, he took the time as part of his initial free consultation to carefully review and pay stubs and budget and advised us that he disagreed with the advice we had received and recommended we file chapter 7 so we could afford to keep our house and cars. We followed his advice and our case completed successfully. A third opinion really paid off and saved us thousands of dollars and gave us real financial relief.
– MICHELLE T